Online shopping has come a long way. Today is the most preferred form of purchasing large items like home appliances to even the smallest of groceries. There are several online stores that allow you to shop online, but the convenience and variety that Bajaj MARKETS offers is unparalleled. Here you can browse from and buy a wide selection of latest gadgets, appliances, and even home furnishings. All this and much more by using the Bajaj Finserv EMI Network Card. The benefits of the Bajaj EMI Network Card are manifold. Let us check them out.
What is the Bajaj Finserv EMI Network Card
The EMI Network Card is essentially a pre-approved loan that allows you to shop to your heart’s content without the need of a credit card. It also allows you to convert your purchases into conveniently managed No Cost EMI. It gives you access to hundreds of thousands of products on Bajaj MARKETS as well as on partner stores. Not only do you get to choose from a vast array of products and brands, you also get to avail several exciting offers and deals in the process. The entire payment process is online and completely secure while assuring top quality genuine products.
What are the benefits of the Bajaj EMI Network Card
Here’s a list of some of the prominent features and benefits that make the EMI Network Card so popular among Indian shoppers:
- No Cost EMI: One of the most beloved aspects of the EMI Card is that you can convert your purchases into easy to pay monthly instalments. This conversion does not entail any additional charges whatsoever. Even the repayment tenure can be chosen by you from 3-24 months depending on the nature of the purchase and its overall price. Moreover, you can foreclose your loan without paying any foreclosure charges after you have paid your first few EMIs (details can be checked on your online account page).
- Zero Downpayment: To complement the No Cost EMI, there is the option of Zero Downpayment. If applicable to your selected product, you can actually get home your purchase without having to pay any upfront amount and subsequently pay for it in EMIs.
- Deals, Offers, and Discounts: Several products are at a discounted rate. Moreover, there are other deals and instant cashback offers that are applicable over and above the already price. All of this combined ensures you get the best value for money.
- High Pre-Approved Limit: Another benefit of Bajaj Finserv EMI Network Card is that it uses a high pre-approved loan amount (based on your eligibility) to help you shop from a wide range of products. You can enjoy a pre-approved loan limit of up to ₹4 Lakh on the Bajaj Finserv EMI Network Card and ₹2 Lakh on the Bajaj Finserv Insta EMI Card.
- Wide Acceptance: You can choose to buy your products from Bajaj MARKETS or from any of the over 1 Lakh online and offline partner stores. You just need to focus on finding the perfect product to purchase and then use the magic of the EMI Card.
Apart from all the listed benefits of the Bajaj EMI Card, there are several other features that make using it a delightful overall experience.
- Easy Application: You can apply online at Bajaj MARKETS or offline at any of the partner stores.
- Minimal Documentation: The entire process is hassle-free requiring the bare minimum documentation. Once your application is verified and approved, you’re set to use your card for any future purchases without any re-verifications.
- Safety and Security: The entire card usage and management process is layered with top-class security protocols to ensure safety and privacy of your information is maintained.
- Online Card Management: The EMI Network Card is conveniently managed via the Bajaj Customer Portal or you can download and use the Bajaj Finserv Wallet app. Using your Bajaj EMI Card login credentials, you can access a variety of information like your card statement, transaction details, available limit, balance amount, repayment status, EMI tenure remaining.
Bajaj Finserv Customer Portal
Your entire EMI Card management, that includes, viewing transactions, analysing spends, knowing active EMIs and due dates etc. is conveniently achieved using the Bajaj customer portal. This portal is accessible from any web enabled device and can also be used to seek support and assistance to get the best out of your EMI card. You can also use the Bajaj customer portal to check out exciting pre-approved offers and other numerous benefits that you can avail.